Meet your financial needs with personal loans.

Meet your financial needs with personal loans.

Personal loans made easy.

Do you want to upgrade your living space, remodel your kitchen, buy a new car, or perhaps plan your ideal wedding?

Nothing is more beautiful than realizing long-cherished dreams. You can easily take out a loan by Younited Credit using the OneFor  App.

Benefit from short processing times and quick payouts. Loan amounts start at €1,000.

That's how easy and fast it is. Ready for a loan?

Why apply for an instant loan?

Loan Requirements
Must be at least 18 years old. Must be a German citizen. Temporary employment and residence permits are accepted if the temporary permit is longer than the credit term. Currently employed and receive a minimum income of €1,000. The loan amount ranges from €1,000, and the repayment period from 6 months.

Transparent process, no hidden fees
There is no fee for the loan application and no fee for account management at OneFor.


Quick loan decision
If you upload all the required documents a loan decision only takes a few days.

Steps to follow, and you are all set to experience OneFor app and apply for a loan

Get OneFor app.

Create your free OneFor account in minutes.

100% online.

It takes you a few minutes to complete the online application form provided by our partner Younited Credit , accessible only through the OneFor app. You will get a quick loan decision via email.

Quick loan decision

Once the completed loan application and required documents have been  submitted, you will be contacted regarding the approval status of your application within 24 hours

Not a OneFor costumer yet?

Open your OneFor FREE account in minutes, and you are ready to apply for a loan.

Frequently Asked Questions

Can I get a loan without a credit rating?

Yes, you can get a loan provided by Younited Credit through the OneFor app without a credit rating or an investment plan.

How much money can I get?

The loan amount ranges from €1,000 to €50,000, and the repayment period is from 6 to 84 months.

What is the interest rate?

No loan application fee or OneFor account maintenance fee. A fixed interest rate* with the possibility of payment deferrals.

Information according to §6a PAngV: Fixed interest rate between 1.87% and 13.17%, APR between 1.89% and 13.99%, net loan amount from €1,000 to €50,000, a term from 6 to 84 months. Subject to creditworthiness. Younited SA Germany branch, Rundfunkplatz 2, 80553 Munich. 2/3 Example: Net loan amount of 10,000€, total amount 13.288,33€, monthly instalments 183,04€, 72 instalments, term 72 months, fixed interest rate 6,87%, APR 9,99%..

How do I apply for a loan through the OneFor app?

The application process is 100% online and is available only through the OneFor app.

• Click on the “Credit Application” button on the menu of your OneFor app

• The button will redirect you to the Younited Credit website. There, you can see a form for applying for a loan.

• Fill out the form with all the required information

Do I need to be an existing OneFor customer to apply for a Loan?

To apply for a personal loan provided by Younited Credit through OneFor, you must first register to the OneFor App.

How long does it take for a loan to be processed?

The credit process at Younited is 100% digital from start to finish. This saves long waiting times & time-consuming paperwork!

You will receive a response within 24 hours. you will be contacted regarding the approval status of your application within 24 hours

What documents do I need to provide to apply for a loan through the OneFor app?

To be eligible to apply for a loan provided by Younited Credit, through the OneFor app, you must provide the following documents while applying;

• Proof of address.

• Income Verification.

• Proof of identity.

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